Lenders vary greatly on the benefits and options provided to borrowers during the loan servicing period. First Tech Student Loan Repayment Options In order to refinance student loans, a borrower must be a member of First Tech. Location Requirement: within the United States.Īdditional restrictions apply for specific individuals and loans.Credit Score Requirement: undisclosed, though credit scores below 689 are deemed “Poor” while credit ratings exceeding 730 are considered “Good”.Income Requirement: proof of income required, no minimum disclosed.To qualify for refinancing with First Tech, all borrowers must meet the criteria below. First Tech Refinance Eligibility Requirements Check the official First Tech web site for updates on deals and discounts for student loan refinancing and other services. Collection fee – fee for collection activity on a defaulted debt.īorrowers receive a 0.25% interest rate reduction for enrolling in automatic payments.įirst Tech Federal offers 10,000 automatic reward points on a new First Tech Choice Rewards World Mastercard.įirst Tech also partners with almost 900 other organizations to offer their employees and members special benefits, such as discounts.Returned payment fee – fee for failed payments due to insufficient funds, also known as a “bounced check”.Late payment fee – fee for making a late payment.
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